Dental insurance is one of the few types of insurance for which a need already exists in the mind of the consumer. Most Americans are aware of the recommendation for dental cleanings twice per year, and they appreciate a policy to help with these costs. Our carriers dental insurance policies provides employees with a wide range of benefits that are easy to understand. With no network restrictions, employees can choose their own provider. The policy pays specific benefit amounts for covered procedures, with no pre-certification requirements — as opposed to confusing percentages found in many dental plans.